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If you have ever bought anything from a rent-to-own store you know you pay three times what the item is worth. Many people with bad credit choose the rent-to-own option of obtaining things like washers, driers, desk top computers and laptops. They reason that they can afford it because they are only paying $29.99 a week.
Published by Charlene Collins 66 months ago in Budgeting & Saving | +3 votes | 5 comments
Cash advance places that are nothing more than legal loan sharking. If you have ever heard of predatory lenders, these places that ask you to buy money from them – they use the word “borrow” but think of it as buying money from them, because that is what you are doing. The money you borrow is expensive to pay back.
Published by Charlene Collins 66 months ago in Budgeting & Saving | +0 votes | 0 comments
There are a lot of myths that we were raised to believe when it comes to debt. We have been taught that debt is a way of life, and you have to have it to own anything of value. This isn’t true, according to Dave Ramsey’s book called The Total Money Makeover. It’s only true if we are impatient and refuse to plan and wait for what we want.
Published by Charlene Collins 66 months ago in Budgeting & Saving | +1 votes | 1 comments
Are you wanting to know how to save money today? It's not nearly as difficult as you might think. You should approach saving money by looking first to what you actually spend your money on. Then look for ways to cut expenses. You can save money in ways you may previously not have considered.
Published by Fiona McKay 66 months ago in Budgeting & Saving | +1 votes | 0 comments
This article contains common sense solutions to money problems. Almost everyone has been in a tight spot financially at some time in their lives. There are times when you have to tighten your belt to make ends meet. We are in an age where we have to have all the latest gadgets. Let’s look at how we can cut back on our spending by reading the article.
Published by Charlene Collins 66 months ago in Budgeting & Saving | +0 votes | 0 comments
Saving Tips: Top 25 Tips for Home Budgeting! Budgeting helps to enjoy financial freedom with special focus on saving and investing. Not having a budget can sometimes lead to costly mistakes and can land you in debt for a lifetime. Secure your future by spending wisely within your budgeted amount. In this article, you will learn about the top 25 tips for home budgeting.
Published by Ruby 67 months ago in Budgeting & Saving | +9 votes | 3 comments
Food budgeting is important for every household. Knowing how to control and put limits on food spending means a lot of savings. To do an effective and efficient food budgeting, going to grocery stores with prepared list of foods to buy prevents you from making unimportant food purchases. Read on this article for more tips...
Published by Marky Chavez 67 months ago in Budgeting & Saving | +3 votes | 0 comments
Household budgeting is essential as it will assist families not to overspend in monthly expenses more than the monthly income they earned. Correct budgeting helps eliminate occurrence of future debts and teaches household how to control unnecessary spending. Without proper budgeting, household spending and expenses can cause families big headaches.
Published by Marky Chavez 67 months ago in Budgeting & Saving | +3 votes | 0 comments
Being smart in purchasing your groceries is one of the best ways of frugal living. Then how to be a smart purchaser is the relevant question. Being preoccupied with your business or profession, many of you may not have time to experiment with such tasks. Some of you may even dismiss the idea and consider it as the exclusive domain of your spouse. Despite your time constraints, if you spare a few hours and engage in purchasing groceries for your family, you will soon realize that it pays rich div...
Published by Rama lingam 67 months ago in Budgeting & Saving | +14 votes | 5 comments
Who hasnÂ’t been hit by the bad economy? I think weÂ’ve pretty much all felt it in one way or another. People in general have had to learn how to save money in every way they can. Sometimes this means cutting out extras, eliminating bills, making lower monthly payments, and learning how to spend less on the things you need.
Published by Samantha Thompson 67 months ago in Budgeting & Saving | +2 votes | 1 comments
Planning a vacation is important to most persons, as it is their time to simply unwind and relax. However, it is important that you vacation stays within your budget. Therefore, when planning your vacation, there are certain considerations which you should keep in mind. This article provides you helpful hints to planning a budget friendly vacation.
Published by Yanique Henry 67 months ago in Budgeting & Saving | +1 votes | 0 comments
Budgeting in this economy is extremely hard, as almost all expenses seem to be necessary expenses which we need to survive on a day to day basis. Although we all have expenses it is important to note place where we can save money. This article highlights areas where persons can save money.
Published by Yanique Henry 67 months ago in Budgeting & Saving | +1 votes | 0 comments
Ways to spend less and save more. How to get started with a savings account, a budget, couponing and changing your spending habits. Saving money doesn't have to be hard and anyone with five dollars and determination can be on their way to a beefed up savings account in no time.
Published by C. Mett 67 months ago in Budgeting & Saving | +1 votes | 0 comments
A "fresh" way to track your spending and create a budget: Lemon. As soon as you access the site you will notice the bright yellow color as a background on all the pages, tying the "lemon" theme together. Lemon describes their service as a way to "collect and store your paper and email receipts in one place, so you can see exactly how much money you spend and what you spend it on." The Lemon app is currently available for iPhone and Android. Find it either at the iTunes Market or the Android Mar...
Published by Account Deletion Requested 67 months ago in Budgeting & Saving | +12 votes | 5 comments
Designing a biweekly budget template can prove an effective method for managing income and expenses normally paid out on a monthly basis, where individuals can track and maintain their budget to reflect a two week period. You can create a free budget template using excel or other online document programs by following some basic principles to reflect a biweekly period.
Published by Robert Stewart 67 months ago in Budgeting & Saving | +1 votes | 0 comments
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