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Get personal answers from experts in Budgeting & Saving.

Budgeting & Saving Forum & FAQ

Last answer by BlogWriter 58 months ago +0 votes:
Those are great coupon sites. Retail Me Not is (so far) the biggest coupon site in the planet so you're browsing the right site. If you want to be more organized, you may prefer Coupon Buddy, everything you'll find there are working coupons but you won't "get coupons and deals on everything" there. Coupon Buddy features only  around 1,000+ companies. That's small compared to other coupon site... more
Last answer by Rayda Jacobs 63 months ago +0 votes:
If you are a guy and in a bit of a conundrum because you are low on funds due to paying off a school loan or settling bills there is no need to feel bad. The woman is not there because of the money and there are very many interesting things the two of you could do. Depending on the weather it could be indoors or outdoors, and have the same happy outcome. If the weather is hot, go to the local swi... more
Last answer by Rayda Jacobs 63 months ago +0 votes:
I am not able yet to write articles for Knoji while I am on this ten day ban which is going on for two or three months now. more
With the petrol price hike and other commodity hikes it has become extremely important for the middle class families of India to think on something to 'secure their children's future. Would like to know the options available in small investments. Also any/ all suggestions on mutual funds/ gold bond are welome please. more
Last answer by Christy Birmingham 65 months ago +1 votes:
Hi Samantha, I have outlined the answer to this question in particular in regards to saving money on produce at the grocery store. Here is my article link for "How to Save Money on Produce at the Grocery Store": http://budgeting-saving.knoji.com/how-to-save-money-on-produce-at-the-grocery-store/   I hope this helps you! more
Last answer by Rama lingam 66 months ago +2 votes:
It depends upon an individual perception and it varies from individual to individual.For a rich person, born with a silver spoon, many modern luxuries of life such as  a car, a lap top,mobile phone etc are not luxuries at all. They are his necessities and he cannot live without them.The modern gadgets mentioned above are luxuries as far as a middle class as well as a low income group people a... more
Last answer by Bobby Scott 66 months ago +1 votes:
Pay off smaller debts first. This will allow you to have more cash to eliminate higher interest debts. more
I have thousands of dollars in student loan dept; much of it at 6.8% interest.  Is there any sort of investments that can begin to rival simply paying this dept down?  I still intend to pay my normal monthly loans just the same.  Is there no investment opportunities for me to more with my money? more
Last answer by Rama lingam 66 months ago +0 votes:
Surely the world will not turn upside down.India, ever since bofors scandal and still being the storehouse of many, the most recent being leaked out by India's Chief of Army V.K.Singh himself, India still remains one of the largest purchaser of arms in the world.Of course, the corruption in arms deal will rock the nation, yesterday the Indian Parliament was jolted when VKS opened the pandora's box... more
Last answer by CouponSnapshot 66 months ago +0 votes:
I totally agree with that. It's Not Necessarily How Much You Make, It's What You Do W/ Your Money That Counts. But if you do make every cent counts, you will save a lot. As for saving money tips, # I tend to shop online and take advantage of free online coupons & discount codes.             #2 I like cook and eat ant home and It's gre... more
Last answer by savana joseph 77 months ago +0 votes:
I dont know much about this but have to get some more details about these clubs. Sometime these clubs are not that effective putting our savings here and thus put you in much loss. It is thus beneficial to get better updates first. more
Last answer by Elizabeth Finnegan 98 months ago +0 votes:
Whenever you watch a rerun of an old game show, and people have the choice between a vacation in a foreign country and a new dining room set as a prize, 9 times out of 10 they choose the dining set. This is so that they have something to show for it in the future. 2 weeks of getting away isn't worth it if you come home to a dirty, outdated bathroom or cracks in the ceiling. I would definitely go f... more
Does anyone have any frugal living questions or something they would like an answer to? Let me know and I'd be happy to help see if I can get an answer for you. more
I would be happy to answer any frugal living or saving money questions you have. more
Last answer by Amanda Bradbury 99 months ago +0 votes:
That's awesome Tere! Here's an article that you can check out on how to save money when eating out: https://knoji.com/how-to-save-money-when-eating-out/ I've gotten free meals before or free stuff like an appetizer or dessert and sometimes both me and my husband eat a full meal for only a few dollars. It's all about the information you know before you go out. :) Glad to see you got such a goo... more
Last answer by J. Swindell 100 months ago +1 votes:
Cut down cable service Reduced newspaper delivery times Started buying whole (uncooked) chicken Began walking more instead of driving; Or took commuter bus or train when I had to travel long distances more
Last answer by Sharona 103 months ago +0 votes:
Consider salvage grocery stores the "thrift stores" of food and specialty grocery items. It is my understanding that standard grocers such as supermarkets and pharmacies send their promotional items, purchase dated foods, dented and ripped and torn packaged products, cards, books, toys, coffee and other foods that need to be moved quickly get shipped to salvage stores for final resale. Items at sa... more
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